Red bar

Loan Rates

Vehicle Year Annual Percentage Rate Term
2019 & Newer As low as 3.00%* Up to 60 Months
As low as 3.25%* 61-72 Months
2016-2018 As low as 3.25%* Up to 60 Months
As low as 3.50%* 61-72 Months
2015 As low as 3.50%* Up to 60 Months
As low as 3.75%* 61-72 Months
2014 As low as 4.00%* Up to 48 Months
As low as 4.25%* 649-60 Months
2013 As low as 4.25%* Up to 36 Months
As low as 4.75%* 37-48 Months
2010-2012 As low as 5.25%* Up to 30 Months
As low as 5.50%* 31-42 Months
2009 & Older As low as 6.00%* Up to 36 Months
All rates based on 100% Loan to Value and Mileage under 100k miles

Loan Type Annual Percentage Rate Term
For All Boats and Motor Homes Call for Rates Call for Terms

Share Secured Loan 3.00%* Review
Credit Builder Loan 15.00%* Up to 24 months

Share Certificate Secured Loan 3.5 PTS + Review
Signature Loan As low as 6.00%* Up to 60 months
Fixed Rate Home Equity Loan As low as 4.00%* Up to 60 Months
As low as 4.25%* 61-120 Months (min. $25K)
As low as 4.50%* 121-180 Months (min. $50K)

*Annual Percentage Rate. Rates shown are effective as of January 2, 2020. Membership Required. Rates, terms and conditions are subject to approval and change based on creditworthiness, qualification and collateral conditions. Minimum amount financed may be required for certain terms. Extended terms available to qualified borrowers.

Loan example: The monthly payment of a $20,000 loan at 3.75% APR for 60 months would be $366.66. Payments do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation may be greater.

Related Fees: Late payment fee of $20.00. Closing costs apply for all home equity loans. Please call for specific details.
Equal Housing Lender N C U A logo red bar

Federally Insured by the NCUA